Otto is a financial health platform that offers a combination of debt management and tailored recommendations to assist individuals in saving on interest, enhancing their credit score, and achieving debt freedom in a faster timeframe.The key features of Otto include a consolidated view of all debts, tailored recommendations for optimal payments, and real-time payment tracking. There are various use cases for utilizing Otto, such as saving on interest, improving credit score, and paying off debts faster. To use Otto, users simply need to sign up and connect all their debt accounts to the platform. Otto will then provide a comprehensive overview of all debts, along with personalized insights and recommendations on how to optimize payments. Users can conveniently make payments through the app and monitor their progress in real-time.